by Sylvester Knox | Feb 24, 2021 | Personal Finance, Retirement, Uncategorized
While there is no specific age to assume senior citizenship, individuals may consider several factors. Some may give it a thought when they retire from their jobs after they have enrolled for social security or when they have started spending their pension. However,...
by Sylvester Knox | Jan 23, 2019 | Personal Finance, Uncategorized
Financial discipline is a key factor in helping one keep a healthy financial lifestyle. Budgeting for your income is the first step to achieving such discipline. When creating a personal budget, emphasis should be kept on maintaining a balance between the essential...
by Sylvester Knox | Apr 26, 2018 | Personal Finance, Retirement
The question of how much to save for retirement is often hotly debated. And that is for good reason. It is largely because there is no one correct answer that can be applied to everyone. That is why instead of shooting for a particular number, future retirees should...
by Sylvester Knox | Jan 4, 2018 | Personal Finance, Uncategorized
Recently, I wrote an article about the envelope system of budgeting. While that may be the right system for some, others find that maintaining numerous envelopes is more work than they expected. Plus, keeping money in cash can be annoying or unsafe for some. If you...
by Sylvester Knox | Nov 30, 2017 | Personal Finance
Budgeting is a difficult, but necessary, part of being an adult. It does not feel good to live paycheck-to-paycheck, and getting your finances in order requires knowing where your money is going. While there are tons of apps or websites to help you organize your...
