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Sylvester Knox

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Efficiently Managing Your Grocery Budget

Out of the many regular expenses that are deducted from your bank account, groceries is usually one that can make a pretty large dent.  Whether you’re a single adult with a minimal grocery list, or a large family on a tight budget, planning a grocery trip to make it...

Boosting Your Retirement Savings

Retirement and financial preparation are two topics that can often be a little overwhelming to think about.  Life and finances, after you retire, are unknown. Common concerns that may come to mind are how you will make money after you retire and if you’ll have enough...

Essential Saving Tips for College Students

It’s no secret that college students often struggle financially. Whether they have to save money for rent or make ends meet for food, college students notoriously have a hard time saving money. However, with a little bit of creativity, students can go from...

Budgeting Tips for New Homeowners

As a homeowner, many new expenses come with owning a home and maintaining the property. Some home buyers fail to calculate the costs and if they can afford the overall cost of homeownership. If you want to remain in control of your finances after purchasing your first...

Unusual (But Necessary) Budget Categories

Managing your personal finances is a very important job that all people share. When you are looking to improve your personal financial management, one of the best things that you could do would be to create a good personal budget. As you are building your personal...

Financial Conversation With Your Spouse

Many couples avoid talking about money. It’s uncomfortable. It feels unnatural. They are afraid of starting a fight. They are embarrassed about their debt or income level. They are just plain tired at the end of the day. Oftentimes, failure to discuss money...

Online Banking: Convenience or Hassle?

This is an age when consumers want maximum convenience at the lowest cost possible. This includes dealing with a bank and performing bank transactions. As the desire for convenience has grown in the Internet age, more and more people are leaving traditional banks, and...