by Sylvester Knox | Sep 26, 2018 | Personal Finance | 0 Comments
It’s no secret that college students often struggle financially. Whether they have to save money for rent or make ends meet for food, college students notoriously have a hard time saving money. However, with a little bit of creativity, students can go from...
by Sylvester Knox | Aug 27, 2018 | Personal Finance, Retirement | 0 Comments
Many employers offer a 401(k) plan as a retirement savings vehicle that can be used to store away funds to support the employee throughout their retirement. While the program has been around for quite some time, the same question always seems to come up. How much...
by Sylvester Knox | Aug 8, 2018 | Personal Finance | 0 Comments
As a homeowner, many new expenses come with owning a home and maintaining the property. Some home buyers fail to calculate the costs and if they can afford the overall cost of homeownership. If you want to remain in control of your finances after purchasing your first...
by Sylvester Knox | Jun 21, 2018 | Personal Finance | 0 Comments
Managing your personal finances is a very important job that all people share. When you are looking to improve your personal financial management, one of the best things that you could do would be to create a good personal budget. As you are building your personal...
by Sylvester Knox | May 22, 2018 | Personal Finance | 0 Comments
Many couples avoid talking about money. It’s uncomfortable. It feels unnatural. They are afraid of starting a fight. They are embarrassed about their debt or income level. They are just plain tired at the end of the day. Oftentimes, failure to discuss money...
by Sylvester Knox | Apr 26, 2018 | Personal Finance, Retirement | 0 Comments
The question of how much to save for retirement is often hotly debated. And that is for good reason. It is largely because there is no one correct answer that can be applied to everyone. That is why instead of shooting for a particular number, future retirees should...
by Sylvester Knox | Mar 2, 2018 | Personal Finance | 0 Comments
This is an age when consumers want maximum convenience at the lowest cost possible. This includes dealing with a bank and performing bank transactions. As the desire for convenience has grown in the Internet age, more and more people are leaving traditional banks, and...
by Sylvester Knox | Jan 4, 2018 | Personal Finance, Uncategorized | 0 Comments
Recently, I wrote an article about the envelope system of budgeting. While that may be the right system for some, others find that maintaining numerous envelopes is more work than they expected. Plus, keeping money in cash can be annoying or unsafe for some. If you...
by Sylvester Knox | Nov 30, 2017 | Personal Finance | 0 Comments
Budgeting is a difficult, but necessary, part of being an adult. It does not feel good to live paycheck-to-paycheck, and getting your finances in order requires knowing where your money is going. While there are tons of apps or websites to help you organize your...
by Sylvester Knox | Nov 30, 2017 | Personal Finance, Retirement | 0 Comments
Now that we’ve covered how to set retirement goals and maintain a savings account, I want to dive into accounts that are specifically intended to be long-term investments, and are typically used for retirement. While I believe having a healthy savings account can be a...
